**[Musk Strives to Turn X into a Super App, Banking and Payment Features Expected to Launch Soon]** According to a report by Jinse Finance, on April 27, more than three years after acquiring Twitter (now known as X), Elon Musk stated that he is moving toward his long-term goal of transforming the app into a "universal application," which will include a new financial services tool he previously promised to launch this month. Based on the timeline Musk provided last month, the banking and payment platform X Money, integrated within the social network X, is expected to be publicly available soon. Early users of the service have praised its competitive benefits, including 3% cash back on eligible purchases and a 6% interest rate on cash savings — the latter being approximately 15 times the national average. According to reports from early users, Musk's new product is also expected to offer free peer-to-peer transfers, a metal Visa debit card engraved with the user's X signature, and an AI concierge service developed by Musk's startup xAI to track spending and organize past transaction records.