The official team has repaid $25M in loans, and the utilization rate has dropped. Deposits and withdrawals of a few million are no longer an issue now. The utilization rate for USD1 has also decreased, but 36% was gone in just a few days. Currently, the interest rate is below 10%. All I can say is, it's okay, but it feels like there will be other activities or methods to increase the interest rate to attract users. The issue with this thing right now is that AAVE's position is unshakable, and Morpho has its own niche. If the focus is on on-chain efforts, there's still a long way to go. Although there are quite a few concerns about security, the official team is gradually taking action to address them. As for stablecoins actively promoting adoption, USD1 seems to be the only one making moves right now.