According to Forbes, the White House Council of Economic Advisers (CEA) released a report stating that if stablecoin yields were completely banned, total U.S. bank loans would only increase by about $2.1 billion, accounting for just 0.02% of the overall loan market, but it would result in U.S. consumers losing approximately $800 million in net welfare annually. The report highlights that around 88% of reserves from major stablecoin issuers are allocated to U.S. Treasuries and repos, meaning most of the funds still circulate within the financial system. Even under the most extreme assumptions, the maximum increase in bank loans would only reach $531 billion, representing 4.4% of total loans. The report refutes earlier predictions that competitive stablecoin yields would lead to $1.5 trillion in loan losses. https://(wublock123.com)/news/cea-ban-stablecoin-yields-would-cost-us-consumers-800m-year-59375