AiCoin中文|3月 25, 2026 08:04
The post-80s and post-90s generations, who have been painfully cut off by high-level takeovers, finally accept that 'renting is also good'
Once, buying a house was seen as a shortcut to investment and wealth growth.
Now that the real estate market has returned to its residential nature, buying a house is no longer a profitable investment. Many 80s and 90s choose to rent for a long time and enjoy the present, no longer struggling for the "six wallets".
But here's the problem:
The 10.9 trillion yuan provident fund that we have forced to deposit, nearly half of the people (about 100 million people) do not need it once a year, with an annual interest rate of only 1.5%, cannot even keep up with inflation, and is it just sleeping for nothing?
Now the policy has finally moved!
The two sessions have set a heavy tone to deepen reforms, and more than 30 cities such as Shenzhen and Chengdu have relaxed restrictions: paying down payments, taking care of serious illnesses, installing elevators, paying property management, and even family assistance for withdrawals! I didn't expect that expanding domestic demand, stimulating consumption, and this trick would be effective——
Directly turn 'dormant funds' into a helpful' second wallet '!
What is your housing provident fund balance for those born in the 1980s/1990s?
What do you most hope to use it for? (Down payment? Renting a house? Decorating? Or seeking medical treatment/installing an elevator?) Let's talk in the comment section~
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