Space Review | Looking at the layout of on chain financial infrastructure from the explosion of OpenClaw, how does Bank of AI connect the last mile of AI agent economy?

The sudden explosion of OpenClaw has opened up new possibilities for AI in the entire encrypted world. For a moment, discussions about AI agents swept through the community, and users felt for the first time that AI was moving from "assisting humans" to "acting humans". In this wave, infrastructure represented by the Bank of AI is bridging the last mile of AI agent economic landing. Through the deep integration of on chain payments, identity authentication, and DeFi services, AI agents have truly gained "action capabilities". They can independently complete payments, autonomously authenticate on chain identities, and seamlessly interact with various DeFi protocols. This means that AI agents have truly participated in the closed-loop of the on chain economy. When AI agents can "own" and "use" assets like humans, and when every user may have their own digital agent, are we standing at the door of the "era of AI for all"? How will AI reshape the underlying logic of DeFi and other tracks? How should ordinary users embrace this change? In this Space Roundtable, we invited industry builders and observers to engage in in-depth discussions around these topics. The following is a review of the essence of this Space. Starting from the popularity of OpenClaw: Why has AI become the new mainline of Web3? From the sudden popularity of OpenClaw to the accelerated implementation of infrastructure such as Bank of AI, AI is infiltrating the daily life of Web3 at an unprecedented speed. What causes AI agents to experience a concentrated outbreak at this time? In this roundtable discussion at Space, multiple guests provided their insights from multiple dimensions such as technological evolution, capital flow, and user needs. Teacher Tian Tian believes that the development of anything follows the law of "quantitative change to qualitative change". The concept of AI has been fermenting in the Web3 field for many years, but in the past, it mostly stayed at the level of auxiliary tools such as chatting, drawing, and writing articles, and has not truly changed the industry landscape. And now the popularity of OpenClaw precisely indicates that technological accumulation has reached a critical point of explosive growth. She particularly pointed out that "where the capital is, the direction is." From the sharing economy in the Internet era to the current AI boom, the large-scale layout of capital indicates that the next era is coming. Mr. Moyu further added that this outbreak is not only driven by capital, but also a "explosive" breakthrough at the application level. For Web3, the explosion of AI agents has deeper inevitability. The child teacher bluntly stated that the biggest pain point Web3 has long faced is the high threshold, complex terminology, and tedious operations that keep a large number of traditional users out. The core value of AI agents lies precisely in "simplification", which can encapsulate complex blockchain technology into simple interactions, allowing ordinary people who do not understand technology to easily participate. Teacher Peter of Currency Circle also expressed a similar view. He believed that although Web3 solved the problem of value confirmation and circulation, the progressiveness technology did not translate into the friendliness of user experience. The emergence of OpenClaw and Bank of AI has made it possible for Web3 to transform from a "tool based Internet" to a "service based Internet". Several guests unanimously agreed that although the current market situation is still unclear, the main line of AI agents cannot be ignored. From lowering barriers to reshaping interactions, from capital influx to application explosion, AI agents are becoming the cornerstone of the Web3 new era with unstoppable momentum. And this transformation has just begun. When AI agents have "action power": the Web3 track and user participation methods are being redefined. If AI agents can no longer just provide advice, but can directly execute transactions, participate in DeFi, and manage on chain assets, what qualitative changes will occur in the gameplay of Web3 and the participation methods of ordinary users? In the discussion, the guests outlined the profound changes brought about by AI agents. AI agents are evolving from "auxiliary tools" to "core players", not only reshaping the operational logic of DeFi, GameFi, SocialFi and other tracks, but also completely freeing ordinary users from tedious operations and emotional weaknesses. Web3 Caicaizi teacher has opened up imaginative space with specific scenarios. In the DeFi field, in the past, users needed to monitor the market, manually operate, and frequently switch protocols to pursue higher returns. However, now AI agents can automatically monitor the market 24 hours a day. When a protocol's return is higher, it can automatically complete cross protocol transfer and even arbitrage operations. The child teacher specifically mentioned a key trend: in the future, AI will be integrated with AI, and AI agents will become the operating system of the Web3 track. As AI agents begin to deeply participate in the on chain economy, the role of ordinary users is also undergoing fundamental changes. Peter, a teacher in the cryptocurrency circle, pointed out that "the biggest change is that users no longer need to operate it, but only command it." Web3 itself is a highly complex system, with private key management, gas fee calculation, protocol interaction, and cross chain operations, each of which constitutes a threshold. The past model was "user learning protocol, operating protocol, and taking risks", but in the future it will become "user commanding AI agent, agent operating protocol, and risk management". Users have transitioned from frontline executors to rear commanders, only needing to issue commands and leaving the rest of the tedious work to AI. In this transformation, the improvement of infrastructure is crucial. Several guests mentioned that projects like Bank of AI are bridging the last mile between AI agents and on chain finance. Bank of AI is committed to providing on chain payment, identity authentication, and DeFi services for AI agents. Its core module OpenClaw Extension allows any AI agent to instantly obtain bank level financial capabilities upon integration, independently completing tasks such as payment and receipt, on chain identity authentication, and DeFi protocol interaction. As expected by Teacher Sweet, Bank of AI can package complex DeFi protocols into financial services such as lending, exchange, and liquidity mining that can be called by AI agents. Users do not need to understand technical logic or even trading, they only need to talk to their AI managers. And all of this is based on several core capabilities provided by Bank of AI: the x402 payment protocol allows AI agents to independently complete high-frequency micro payments; The 8004 authentication protocol provides AI agents with verifiable digital identities on the chain; MCP Server serves as a standardized interface between AI models and blockchain services, allowing AI agents to directly communicate with smart contracts. On this basis, the Skills module further provides modular DeFi operation capabilities for AI agents, while the OpenClaw plugin enables any OpenClaw based AI agent to obtain the full set of capabilities after integration. What is even more worth looking forward to is that Bank of AI does not only serve a single ecosystem. At present, it has taken the lead in supporting dual chain of TRON and BNB Chain, and will be expanded to more networks in the future. This system enables AI agents to truly evolve into "executors" with complete financial operation capabilities, allowing AI to have its own "bank account+digital identity+investment portfolio". When AI agents can "own" and "use" assets like humans, and when every user can have their own digital agent, a truly universal AI era is accelerating. And Bank of AI is an indispensable financial infrastructure in this transformation.