**[The Guardian: Major U.S. Banks Consider Suing OCC to Oppose Issuance of National Licenses to Crypto and Fintech Companies]** Foresight News reports that, according to *The Guardian*, the Banking Policy Institute (BPI), an industry organization representing 40 major U.S. banks including JPMorgan Chase, Goldman Sachs, and Citigroup, is weighing a lawsuit against the Office of the Comptroller of the Currency (OCC). BPI points out that Jonathan Gould, the OCC director appointed by Trump, is reinterpreting federal licensing rules to make it easier for crypto companies and fintech startups to obtain "national bank trust charters," enabling them to operate across all 50 states. BPI believes this move allows these companies to enter the U.S. financial system without stringent regulation and oversight, potentially jeopardizing consumer protection and the stability of the financial system. The organization had previously urged the OCC in October to reject license applications from Circle, Ripple, and payment company Wise. Additionally, World Liberty Financial, a crypto enterprise operated by the Trump family, applied for such a license in January of this year. Currently, the Conference of State Bank Supervisors (CSBS), representing regulators from all 50 states, and the Independent Community Bankers of America (ICBA), representing 5,000 small banks, have also expressed strong opposition to the OCC's policy.