[Former CFTC Chairman Says Digital Asset Bill Has Greater Impact on Banking Industry] Former U.S. Commodity Futures Trading Commission (CFTC) Chairman Christopher Giancarlo stated that the 'Digital Asset Market Structure Clarity Act' holds far greater significance for the banking industry than for the crypto sector. Bank legal advisors have warned boards of directors that the lack of regulatory certainty will hinder the construction of a digital payment infrastructure worth billions of dollars. The bill has been stalled since January this year, with debates focusing on whether crypto companies can pay rewards to stablecoin holders. Banks are concerned about capital outflows and are demanding a level playing field, while crypto companies like Coinbase strongly oppose the bill. Giancarlo estimates the bill has a 60-40 chance of passing but noted that both sides have missed the White House's March 1 deadline, leaving issues unresolved.