U.S. Congress Confirms: Trump Team Pushing Banks to Compromise on Crypto Rep. French Hill stated that two principles were established in the *Clarity Act* and *GENIUS Act*. Stablecoins cannot pay yields because they are considered a new type of blockchain payment token and should not function as banks. The *GENIUS Act* does not allow yield payments on USD-backed stablecoins, whether issued by banks or non-banks. On the issue of "rewards," Hill suggested that it should be addressed by the Treasury during the rule-making process. Both bank and non-bank issuers should be treated equally in terms of sales practices and marketing strategies, ensuring no party has an unfair advantage.