Stripe acquires PayPal? Another birth of 'too big to fail' If Stripe really acquires PayPal, its market value will double directly -PayPal:~80 billion -Stripe:~70 billion -150 billion directly after the merger+ But is this really a good thing? -Monopoly Alert: Two Major Online Payment Companies Merge -Small businesses' bargaining power further weakened -Innovation drive? Maybe slower 3/My guess: -More likely to be a 'partial acquisition' rather than a wholly-owned one -The purpose is to counter Apple Pay and China Pay's overseas expansion -Regulatory approval will be difficult For us ordinary people: -It may not have any impact in the short term -In the long run, a more competitive payment track is not a bad thing -PYPL stock price may have a wave 5/Conclusion: -It may sound exaggerated, but it is actually a very reasonable strategic layout -Payment is infrastructure, and compliance costs will only continue to rise -Small players will be harder, big players will be stronger NFA