Franklin Templeton and SWIFT say the future of banking is 24/7 and natively on-chain

Tokenized funds and deposits are edging toward the mainstream, though regulation, infrastructure and security remain obstacles. What to know : Asset managers are putting money market funds on-chain to enable 24/7 liquidity and lower servicing costs. Swiftis building infrastructure to connect CBDCs and digital bank liabilities to global payment rails. Regulatory consistency and institutional-grade key management are critical for broader adoption.