Why has the long-awaited U.S. cryptocurrency bill still not passed? The U.S. Treasury Secretary says there are a few stubborn individuals who keep blocking and opposing the bill. Currently, the community speculates that the opposition might be Coinbase. The reason is that the bill would regulate exchanges that pay users stablecoin deposit yields as banks, which would directly kill its stablecoin and staking business, causing the delay in passing the bill. Meanwhile, Coinbase's CEO has recently made multiple high-profile statements opposing certain details of the bill. But the U.S. Treasury Secretary recently stated that all banks and cryptocurrency companies should unite to oppose this obstructionist and push for the bill to pass.