CM
CM|Feb 01, 2026 08:03
Circle CEO shared this Agentic DeFi concept, which seems to be aiming to kick humans out of DeFi, just like Moltbook. The basic idea is that an AI Agent uses @ClawnchDev to automatically issue tokens, then creates a token/USDC lending market on Morpho. The tokens are used as collateral to borrow USDC, which is then used to fund development. Finally, the profits are used to repay the debt. All of this is done entirely by the Agent. This idea is pretty inspiring. Switching to a DeFi perspective, in a DeFi world ruled by AI, modular and decentralized DeFi infrastructure is a better fit. Ideally, smart contracts should be simple and immutable—once humans write the smart contracts, they shouldn’t be able to continue controlling or governing them or making changes around them. So compared to Aave’s strong governance style, Morpho is more suitable for Agents. The story revolves around the concept of Fair Launch, with no need for VC investment, enabling a sustainable economy for AI Agents. Of course, there are still many challenges before this can become a reality. For example, how to attract humans/other Agents to provide deposits, how to prevent exploitation/phishing, and at which stage to generate profits to kickstart the flywheel, etc. But the concept is undeniably cool. If one day we can see a standalone Agentic DeFi TVL statistic, then the first step of this story will have been realized.
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