The big U.S. crypto bill is on the move. Here is what it means for everyday users

For those who don't have the compass and the time to track Congress through its arcane procedures, here's what's likely to affect you if a bill passes. Or doesn't. What to know : What's in all this congressional action for you? Potentially a fully regulated infrastructure for your crypto holdings, which could mean more safety with less outlaw vibe. In the final outcome of these months (and years) of lobbying and lawmaking, crypto would become a node of the established U.S. financial system, though failure is still an option. Winning the government's stamp of approval could drive more investment that raises the value of existing holdings, though rewards for investors may be under pressure in the latest negotiations.