TermMax: Enabling DeFi Certainty with "Fixed Risk" and "Institutional Security" As of January 2026, TermMax @ TermMaxFi has disclosed its industry-leading security architecture. The protocol has received a high score of 93% from DeFiSafety and has officially entered the same level of safety as Aave v3 Shift from "profit game" to "certainty" paradigm Professional capital prioritizes risk over pure returns, and the underlying logic of TermMax @ TermMaxFi revolves around "fixed risk": ① Maximum loss prediction: Users can clearly know their loss limit before opening a position ② Eliminating Clearing Chaos: By implementing a "no clearing mechanism" and "no hidden interest rate fluctuations," the agreement puts an end to passive liquidation risks caused by extreme market volatility ③ Repeatability of Capital Allocation: TermMax keeps investment outcomes within defined boundaries, making risks predictable, quantifiable, and replicable Fixed income and multidimensional strategy tools driven by RWA ✅ Confirmed returns on US stock targets: Users can earn fixed rate returns with Nvidia (NVDAon), Tesla (TSLOn), or QQQ (QQQon) as collateral by depositing USDT, which typically outperforms Aave's floating rate returns ✅ Diversified tool positioning: In comparison to Morpho and Pendle, TermMax stands out with its "result certainty" and becomes a professional tool focused on capital planning and risk discipline