星球日报|Jan 22, 2026 22:13
[PwC: Institutional Adoption of Crypto Has Crossed the 'Point of No Return']
Odaily Planet Daily reports that PwC (PricewaterhouseCoopers), in its newly released *2026 Global Crypto Regulation Report*, stated that institutional adoption of crypto assets has crossed the 'point of no return,' making the process difficult to reverse. The report notes that the current focus of discussion is no longer whether institutions should use crypto assets, but how to integrate them into the existing financial system.
Crypto assets are transitioning from being primarily used for trading and speculation to becoming deeply embedded in core financial scenarios such as payments, settlements, treasury management, and balance sheet management, with the production-grade application of stablecoins being particularly critical. PwC highlights that stablecoins and tokenized cash are being widely used by banks, asset management institutions, and payment companies for internal transfers, cross-border payments, and corporate treasury operations. Crypto technology is gradually becoming the 'financial infrastructure operating behind the scenes,' often imperceptible to end users.
The report argues that once crypto systems are embedded into the core business processes of institutions, the adoption path will be difficult to reverse. This perspective is echoed by several market participants, including Circle, the issuer of USDC.
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