蓝狐
蓝狐|Jan 21, 2026 05:24
PayAI is about to start charging fees. This mainly applies to merchants selling goods, while buyers won’t be affected for now. Here are a few key points: First, there’s a free allowance—your first 1,000 settlements each month are completely free, no extra steps needed, just like it is now. For transactions exceeding that limit, there’s a fee of only $0.001 per transaction (super cheap). This fee covers gas costs and server expenses, helping make the system more stable. Additionally, there’s a discount perk: if you use their token PAYAI to pay the fee, you’ll get a 10% discount (for example, instead of $0.001, it’ll be $0.0009 after the discount). Currently, merchants handle payments by logging into PayAI’s dashboard and preloading “credits.” One credit corresponds to one transaction. These credits don’t expire, and unused credits can be withdrawn. In the future, they plan to integrate the fees directly into the payment process, so you won’t need to deal with API keys or private keys. Now, here’s something PAYAI token holders care about: how does this benefit PAYAI’s value? There’s a burn mechanism: when merchants use PAYAI tokens to purchase “credits” (prepaid transaction fees), the PAYAI tokens used will be “burned,” meaning permanently destroyed. Essentially, the PAYAI revenue they receive will be burned to reduce the circulating supply, which benefits token holders. It’s important to note that not all revenue will be burned—only the portion paid with PAYAI tokens (the 10% discount incentivizes merchants to use PAYAI for payments). If merchants pay using other methods, there won’t be any burn mechanism involved.
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