According to Wu Blockchain, as per the official announcement, Binance will adjust the collateral rates for certain assets in the Unified Account and the tiered collateral rates for the Unified Account Pro version on January 23, 2026, at 14:00 (UTC+8). The assets involved include LTC, SHIB, NEAR, CRV, PAXG, WLD, WIF, APT, TIA, FLOKI, SAND, USTC, TWT, CHZ, ORDI, etc.