By applying this mysterious formula, even ordinary people can invest and make money with ease! Recently, many brothers have asked how to get started with Xiaobai Investment, Today, I will share with my brothers my analysis and comparison of several common methods, and specially create this picture. 1. Rumor/insider information Listening to news and trading stocks/coins may seem easy, but in reality, the risks are extremely high. The information has gone through several twists and turns with you, and the distortion is severe. Often, it is set at a high point as soon as it is purchased. Emotional consumption is extremely high, almost purely a game of luck, strongly not recommended. 2. Technical analysis/short-term trading It takes a lot of time to monitor the market and learn various indicators, and the probability of making money is not stable. Frequent trading tests one's mentality and consumes a lot of emotions. This type of approach is more suitable for professional teams or quantitative systems, with a lower winning rate for ordinary people, and does not conform to the original intention of "easy investment". 3. Value investing (researching individual stocks+long-term holding) The concept is very good. By conducting in-depth research on the company and holding it for the long term, it is easy to maintain a stable mindset and the probability of making money is also high. But for ordinary people, finding truly high-quality and undervalued companies is not easy. It requires continuous learning, tracking, and a lot of time and energy investment, which can be considered a "high threshold correctness". 4. Broad base index fixed investment For example, for the S&P 500, Nasdaq, CSI 300, ChiNext Index, etc., setting up automatic fixed investment is enough, and there is almost no need to worry. By buying in batches and persisting for a long time, we can better share the overall economic growth with minimal emotional fluctuations, making it a reliable choice for ordinary people to achieve a 'lying down win'. 5. Multi asset allocation (stocks+bonds+commodities+global diversification) This is my most recommended way personally. By diversifying the allocation of different asset classes, even if one class falls, other assets can still serve as a hedge. The probability of making money is high, the investment of energy is low, and the emotional impact is minimal. In the long run, it belongs to the choice of "high winning rate, less worry, and stable mentality", especially suitable for ordinary people who pursue stability. If brothers don't want to spend too much time and want to maintain a stable mindset: -The preferred option is multi asset allocation (such as through some combination tools); -The second choice is to invest in broad-based index/BTC/gold as a fixed investment; -If you are willing to spend time conducting in-depth research, you can consider value investing; -Technical analysis and insider information suggest that ordinary investors try to stay away as much as possible. There is no "holy grail" for investment, but we can choose to participate in the market in a smarter way - not pursuing huge profits, but using less energy and a more stable mentality to obtain long-term high probability returns. This is the sustainable path that is suitable for most people. Encouragement together.