Many people think that small funds must rely on trading and operations to turn things around, but it's actually the opposite. Trading is structurally unfriendly to small funds. The opponents of small funds are institutions, platforms, and quantitative systems, which thrive on probabilities and fees. Over time, most people's funds get eaten away by transaction fees. In fact, the most boring methods, backed by data and with high win rates, are often the most profitable. In long-term statistics for the U.S. stock market, regular investments into the S&P 500 through ordinary accounts yield an annualized return of about 8%–10%, while retail investors who trade frequently often only see long-term returns of 2%–4%, or even negative. The crypto market is the same. On-chain data is very clear: BTC addresses that remain inactive for the long term have significantly higher returns than addresses with frequent transactions. Those who truly make money are often the ones who buy and hold, sometimes even forgetting about it midway. But small funds actually have their own advantages: They don't require liquidity, aren't limited by size, and can trade time for certainty. The most important thing to avoid is shorting and high-frequency trading. So for ordinary people, the strategy is often very simple: Buy assets that are truly scarce and have long-term consensus, keep investing consistently, move less, and endure the cycles.