1/7 The whole internet is spreading rumors about Musk's 3-hour interview, and after watching it, I completely lost sleep. Musk said: Don't save money, wealth will be almost free in 20 years. To be honest, after listening to it, I was both shocked and skeptical. As an ordinary person striving to earn money, learn, and acquire skills in this era, I have fallen into a huge void: if Musk is right, is my current effort fighting against the future or wasting my energy? After thinking for three whole days and reviewing countless times, the fog in my mind finally cleared up a bit. Musk drew a beautiful utopia, but I found that if you really listen to his advice, as an ordinary person, your fate could be very tragic. The truth is: before the arrival of the 'free era', the vast majority of people would die on the beach of AI layoffs. Many people are asking on Twitter: What skills can be learned now without being replaced by AI? I've figured it out, this question itself is wrong. Musk said that within three years, robots will surpass top doctors in performing surgeries. When the most advanced human skills become "cheap characters" in front of AI, our so-called tools of involution, verification, and learning are as fragile as a piece of paper in the face of exponential growth in computing power. Our proud 'skills' are experiencing the most devastating devaluation in human history. Why do I feel that saving money is more necessary now than ever before? Musk admits that the next 3-7 years will be extremely bumpy. The wave of layoffs in 2025 has not yet passed, and the speed at which new positions disappear far exceeds imagination. The so-called 'saving money for retirement' is not paper money, but your 'life money' before the collapse of the old order and the establishment of the new order. It is the safety cushion that will enable you to transform with dignity and avoid falling into the abyss on the day you are replaced by AI. The biggest breakthrough inspiration that this interview gave me on 5/7 is: AI replaces' skilled people ', not' people with assets'. Skills will be reduced to zero: translation, coding, basic legal consulting... These are the data streams in the eyes of AI. Assets are moats: investment portfolios, copyrights, automated businesses, and even your personal influence. 6/7 chips can be iterated, but 'ownership' does not. I've figured it out: don't indulge yourself in Musk's vision, transform yourself from a "pure labor force" to an "asset holder". Even a tiny asset that can generate cash flow is much more meaningful than a skill that can be erased by AI at any time. 7/7 is an unsettling truth, but I am finally no longer confused. If you also feel that your current efforts are not finding direction, I hope you can give a thumbs up and share it. Don't just focus on polishing that wooden sword that will eventually become outdated before the tsunami arrives. In this AI era, the real effort is to complete the primitive accumulation of assets before skills depreciate.