[KB Kookmin Card in South Korea Applies for Stablecoin Credit Card Patent, Exploring Integration with Existing Credit Card Systems] Odaily Planet Daily reports that KB Kookmin Card, a subsidiary of South Korea's major financial group, has submitted a patent application related to stablecoin payments. The patent covers a hybrid payment system that allows users to link a blockchain digital wallet address to an existing credit card. During payments, the system prioritizes using the stablecoin balance in the wallet, with any shortfall covered by the credit card to complete the transaction. KB Kookmin Card stated that the design aims to retain the existing credit card payment infrastructure, user experience, and points and protection mechanisms while lowering the barriers to digital asset payments, promoting the transition of stablecoins from niche scenarios to the mainstream financial system. Company executives noted that they will evaluate the practical application of this technology in the future, taking into account regulatory and market conditions, while prioritizing consumer protection. The report highlights that this move comes as South Korea advances its stablecoin regulatory framework. Under the guidance of relevant policies, South Korea is exploring a domestic stablecoin issuance mechanism centered on a banking consortium and plans to finalize the implementation of the 'Basic Act on Digital Assets' within the first quarter of this year. (The Block)