Bipartisan U.S. Crypto Bill Text Released: Banks May Gain the Upper Hand in the Stablecoin Yield Battle According to crypto journalist Eleanor Terrett, after months of intense negotiations among Senate Republicans, Democrats, and industry stakeholders, the 278-page bipartisan crypto market structure bill text has been released. Banks may gain the upper hand in this round of stablecoin yield competition. The latest draft (Page 189) stipulates that companies cannot pay interest solely because users hold a balance. Users can earn rewards, but only if the rewards are tied to account opening activities or engaging in transactions, staking, providing liquidity, collateralizing assets, or participating in network governance. Senators now have 48 hours to propose amendments to the bill text, so it remains unclear whether these provisions will stay the same by Thursday.