Experience summary of trying to open some U-cards and foreign currency credit cards after failed USD entry First of all, let me talk about the failure of my USD deposit. Actually, the amount is not large, and I would be more concerned about the issue of large amounts, so I deliberately split and deposited a small amount. I made two transfers from my HSBC SG card to my CN card, with each transaction costing tens of thousands of US dollars. At first, I needed to enter the CN app to make the declaration, but two days later, I received a call from the bank asking me about the source of the money. I said it was previously transferred out for tourism, and the rest was transferred back. The bank quickly checked my transfer records in recent years and found that they were significantly less than this amount of money, so they asked me. I said I didn't use up the money and put it in the app, so I bought stocks directly to earn money. I won't go into more details, but this operation is probably not in line with foreign exchange policies and cannot be accessed. So after asking my group friends, I started my journey of opening a card, at least to use my money in daily life. Firstly, the U-card is very simple. I used Bybit and Bitget cards, and I would like to thank @ BybitMartin @ xiejiayinBitget for quickly resolving all my questions. Bitget mainly needs to be opened on Bitget Wallet, and Bybit should pay attention to regional issues I am a foreign currency credit card recommended by my friends as the HSBC Pulse credit card, which requires an HSBC HK Excellence card. I applied for it on the app and it was almost instantly approved. I have been recommending this type of overseas savings card to everyone for a few years now. You can take a look at this one https://(x.com)/shirleyusy/status/1708688559069331708? s=20 At that time, it was mainly for the convenience of recommending people to buy stocks, but now it seems to have more and more effects. And in the future, opening a card will become increasingly troublesome After opening this Pulse card, there will be two cards, one is in Hong Kong dollars and the other is in RMB. In China, you can directly use this RMB card and deduct the money directly from your HSBC HK account. As for the more detailed exchange rate differences and rebates, I haven't studied them too much because I just want to spend my money on this aspect for now. I heard that the rebate after binding Pulse to Cloud QuickPass will be great. If you are interested, you can study it yourself.