Digital RMB, the Chinese haven't really started using it, but Americans are already panicking. Coinbase's Chief Policy Officer claims that the GENIUS Act, which prohibits interest payments on USD stablecoins, could impact the U.S.'s global position in digital finance. Because starting January 1, 2026, China will allow banks to pay interest on 'Digital RMB.' He's worried this could lead to the U.S. handing over its dominance in global digital finance to China. Honestly, I just want to tell these foreigners to chill and stop overthinking during the holidays.