Previously praised Satoshi Nakamoto as the only two highly respected Vice Governor of the People's Bank of China, Lu Lei, who issued a detailed article explaining the position of digital RMB and blockchain in it: The core is a hybrid architecture that combines bank account and value (blockchain technology) features. Based on accounts and utilizing digital technologies such as smart contracts, lower cost and higher efficiency digital currency payment services can be achieved. In the massive retail and wholesale sectors, relying on accounts to achieve digital technology application, maintaining centralization and effective management; In specific scenarios where trust needs to be enhanced, leveraging blockchain to achieve collaborative transactions and maintaining adaptability to new technologies and scenarios. Utilize digital technologies such as cryptocurrency strings, smart contracts, and blockchain on the basis of the account. Persist in promoting the application of digital currency and smart contract technology within the bank account system. At the Digital RMB International Operations Center, a blockchain service platform and digital asset platform have been built based on the Chengfang Chain foundation, achieving "unified ledger and business segmentation", providing on chain settlement tools and cross chain transfer capabilities, exploring compliance asset digitization innovation that is conducive to penetrating supervision, and supporting on chain issuance, registration, custody, and fund settlement of bills, trade financing tools, carbon emission rights, etc. Full text: https://finance. (sina.com).cn/roll/2025-12-29/doc-inhemqas8008548.shtml