WuShuo has learned that AllianceDAO co-founder QwQiao tweeted that the previous generation of fintech mainly addressed the distribution of financial services, while the next phase will focus on value optimization. He pointed out that stablecoins and asset tokenization can bring significant improvements in purchasing power protection, 24/7 cross-border payments, and instant settlement. Meanwhile, AI is expected to greatly reduce the cost of financial services through smart advisory, more precise credit risk control, and automated backend processes, making services feasible for low-balance and low-profit users. https://www.(wublock123.com)/index.php?m=content&c=index&a=show&catid=6&id=53654