Agree. My master’s thesis was literally on this topic 11 years ago, ahead of the launch of stablecoins: “How could the Bitcoin blockchain improve access to financing through crowdfunding in Sub-Saharan Africa?” The key issue is the lack of financing access for small and medium-sized enterprises. At that time, BTC as a global settlement layer could offer vetted, global access to equity financing for SMEs, which represent the lion’s share of GDP contribution in most sub-Saharan countries. Then Ethereum, Solana, and others emerged. Still, 10 years later, the technology is ready for prime time, but use cases are lacking in this area.(Ξliézer Ndinga)