[Fitch Ratings Warns of U.S. Banks' Cryptocurrency Exposure Risks, May Reassess Related Bank Ratings] According to a report by Cointelegraph, as cited by Jinse Finance, international credit rating agency Fitch Ratings has issued a report warning that it may conduct negative reassessments of U.S. banks with 'significant' cryptocurrency exposure. Fitch Ratings stated that while cryptocurrency integration can enhance fees, yields, and efficiency, it also poses risks to banks in terms of 'reputation, liquidity, operations, and compliance.' The report noted that stablecoin issuance, tokenized deposits, and blockchain technology applications provide opportunities for banks to improve customer service, but banks must adequately address challenges such as cryptocurrency value volatility, the pseudonymity of digital asset owners, and the protection of digital assets against theft. The report also emphasized that if the stablecoin market grows to a scale large enough to impact the Treasury market, it could pose systemic risks. Major banks such as JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo are all involved in the cryptocurrency sector.