One time, I was paying a designer overseas for a project. First, I tried a bank transfer—so many intermediary banks, 1-3 days for processing—I gave up on the spot. In the end, I told him: how about you give me a wallet address, and I’ll try sending USDC via @0xPolygon? The transaction fee was less than 0.001 POL, confirmed in seconds, and the other side said, 'Got it.' The whole process was smoother than sending a red envelope on my phone. At that moment, I finally understood why there are already billions of dollars in stablecoins on Polygon, with tons of active wallets using USDC every day. Looking back, institutions are doing the same thing: Stripe, Nexo, and India’s Reliance Jio have all built payment systems on Polygon. Polymarket integrated X, and the transaction volume using USDC has already hit the tens of billions. They’re proving with real business use cases that this chain is fast, cheap, and can handle high-frequency settlements without breaking a sweat. So now, when I look at payment scenarios, I instinctively divide them into two categories: Can it 'run the underlying settlement on a chain like Polygon'? If yes, it’s heading toward the future; if not, it’s probably still stuck in the old ways.