链研社🔶BNB💧SUI
链研社🔶BNB💧SUI|Oct 17, 2025 10:16
Building the Sesame Credit of Web3. Just came across Bluwhale, a project positioned as the 'Financial Intelligence Layer' in the Web3 world. It's not a traditional lending or trading platform but aims to break the data barriers between Web2 (traditional finance) and Web3 (digital assets) through personal wealth management and credit evaluation systems, giving users a comprehensive, real-time 'unified financial profile.' Key highlights: 1. Smart Wealth Score (Whale Score) Whale Score is a real-time 'financial health index' ranging from 0 to 1000. Unlike traditional credit scores that focus solely on borrowing risks, Whale Score takes a broader perspective. Using complex AI algorithms, it analyzes two major categories of data: Digital financial data: Includes user activity across 37 blockchains, DeFi positions, NFT holdings, etc. Traditional financial data: Includes bank accounts, income streams, credit card records, etc. (all while protecting privacy). This score is designed to measure users' wealth potential and asset health. It doesn’t tell you 'whether you can borrow money,' but rather 'how smart your wealth allocation is and how healthy your liquidity is.' 2. AI-Driven Personal Intelligent Agent (Agentic Layer) Bluwhale customizes an exclusive AI-driven personal intelligent agent (Agent) based on user data. Think of it as a tireless private financial analyst for your digital wealth. These intelligent agents have the following core capabilities: Active learning and monitoring: They learn from users' wallet behaviors, spending habits, and asset allocation patterns in real time. Risk alerts and allocation suggestions: Based on learned patterns, the agent proactively monitors risks, such as idle funds or concentrated risks, and provides highly personalized asset allocation, reallocation, and even staking recommendations. Bluwhale leverages the high-performance Sui Network as its foundational layer, ensuring efficiency and security for large-scale financial interactions and AI model operations. The project's ecosystem is already impressive: Network connections: Connected to 37 blockchains, achieving extensive cross-chain data integration. User coverage: Over 3.6 million users and 800 million wallet addresses, with 2.3 million monthly active users. Future development plans include: Launching an 'AI Agent Marketplace' for developers and consumers. Piloting institutional projects to explore applying Whale Score technology to traditional finance, such as credit scoring, mortgage loans, and insurance. Overall, Bluwhale is striving to create a brand-new, user-centric wealth management ecosystem that transcends traditional boundaries by combining AI and blockchain.
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