Depth! What is the ranking of opportunities for ordinary people to get rich? Many people want to get rich every day, but they can't even think of breaking their heads. If you broaden your perspective and look at the economic history of the entire world, you will find that there are actually only five types of opportunities for humans to become wealthy. Ranked in obvious order, it is as follows: The first type of opportunity: legal system The so-called legal system here refers to the opportunities written in the criminal law. For example, gangsters, D vendors, S vendors, D bloggers, and so on. But they are all strictly prohibited by law. Chicago's gangs and Latin American drug lords are both incredibly wealthy entities. If you dare to do it, you can become rich overnight, but the price is to go in at any time, and even spend money recklessly. But even though the law has clearly defined the boundaries and the red line is shining there, there are still many people going to do it. Why? Because this kind of wealth opportunity is the most direct, high-risk, high-yield. To quote Gao Qiqiang, the bigger the storm, the more expensive the fish. But it is indeed exchanging one's life for money. Why do these types of crimes increase in poverty-stricken areas? Because for the lower classes in those places, poverty is as dangerous as crime. Ordinary people still need to be legal citizens and distinguish themselves from illegal activities. The second type of opportunity: regulation The second type is the opportunities brought by regulation. The more regulation there is, the more opportunities there are. The so-called regulation is the ambiguous zone that oscillates between "legality" and "violation" repeatedly. When policies change, the boundaries become different. For example, in the late 1980s, there was a crime called "speculation and profiteering". Many people had been convicted of this crime, but there were also many who became big entrepreneurs and achieved social mobility through so-called speculation and profiteering. In the early 1990s, during the era of material shortage, the "fallen masters" monopolized the circulation links and were the group with the fastest wealth growth. For example, many dealers have regulations that prohibit smuggling, and many sales companies have regulations that prohibit flying orders. But as long as you dare to run and fly, you can earn more. Many companies have regulations that prohibit accepting private orders or making extra income, but once you do so, your own wealth accumulates. It's all the same principle. This kind of money is essentially arbitrage in policy gray areas. As for whether it is illegal or legal? No one can say die, only you can figure it out and take the risk yourself. Different times lead to different regulations, so this opportunity will always exist. The third type of opportunity: restrictions Restricted opportunities are actually the top favorite games to play. The so-called restrictions refer to artificially setting thresholds, creating scarcity, and turning scarcity into a gold mine. For example, license plates. Bank licenses, telecommunications licenses, and aviation licenses are limited in quantity and have extremely high thresholds. As long as you get it, even if you don't do anything, you can still make a steady profit. For example, resources. Land indicators, mineral extraction rights, import and export quotas. These are not things you can achieve through hard work, but rather power distribution behind them. The Middle Eastern royal family relied on oil restrictions and accumulated huge wealth over the past few decades; The purchase and loan restrictions in the real estate market in the past were actually creating scarcity, where whoever holds land can sit on it and collect money. The securities market is also like this. Can Hong Kong and US stocks make money when you can't make money in A-shares? But there are limitations, ordinary people cannot open a household. Places that are easy to earn money have limitations. When it comes to making money from new purchases, there are limitations to them; When making money on the Beijing Stock Exchange, all restrictions apply; When buying a house to make money, there are restrictions on buying a house; When making money with foreign exchange, there are restrictions on foreign exchange. Because there are limitations, you won't do it. The people who truly do it, because of the high threshold and few participants, naturally have higher returns than others. The logic of restriction is simple, the more troublesome, the rarer, and the more profitable it is. The essence of restriction is that not everyone is capable, so only those who do have dividends. The fourth type of opportunity: fair competition Finally, it's about fair competition. When we enter fair competition, it becomes difficult to make money. Everyone can enter, everyone can do it, starting a business, selling products, and striving for wisdom, relying on strength to confront challenges head-on. This kind of opportunity may sound the most straightforward, but it is the most difficult to do. Because it is open to everyone, competition is also the fiercest. The vast majority of people are cannon fodder in the end, and only a few can break through. You should know that the more there is no threshold for something, the less money you can earn, or you can only earn hard-earned money. This is an objective law. In fact, the four types of opportunities for wealth have long been written in world economic history. Legal system: dare not risk one's life, dare not cross the red line. Regulation: See if you can understand the gaps in policies and arbitrage in ambiguous areas. Limitations: Who can overcome difficulties. Solve the problem, who can get the scarce tickets. Fair competition: fighting to the death, only a very small number of people can escape. Only a very small number of smart people who dare to take risks, understand rules, and can endure can squeeze into other opportunities or create scarce opportunities in fair competition. Fifth type of opportunity: Regular investment by ordinary people Gold/BTC - Low threshold, non illegal 'slow money opportunity' The term 'ordinary people investing in gold/BTC' here refers to the opportunity to earn 'time money' by holding a fixed amount of money each month or week to buy gold or BTC through compliant channels without the need for large amounts of capital or professional skills. I'm not asking you to take a gamble on all in, nor am I asking you to keep an eye on the market and speculate on its ups and downs every day. I'm just like saving change, slowly buying and holding it for three to five years or even longer, sharing the long-term value of these two assets. For example, there is an office worker who transfers a fixed amount of 500 yuan to the bank's "deposit" account after receiving his monthly salary. Regardless of whether the gold price is 380 yuan/gram or 420 yuan/gram, he buys it at the designated time. Starting from 2020, by 2023, even if there are ups and downs in the middle, the average annual profit is about 6%, which is much higher than regular deposits in banks and can hedge against price increases; There is also a young person who has just graduated and spends 200 yuan per week on living expenses to buy BTC spot on compliant overseas platforms (only buying spot, without touching leverage). He started investing in 2019, and although his account lost half when BTC fell from 60000 to 15000 in 2022, he did not cut back. He continued to invest regularly, and by 2025, it had risen back to over 100000 yuan, with an annualized return of over 50%. Why is this opportunity possible? Why can ordinary people do it too? Firstly, gold and BTC themselves have a recognized value - gold is a hard currency that has been around for thousands of years. During times of war or economic downturn, people are willing to hide gold as it can resist inflation; BTC is a "scarce commodity" in the digital age, with only 21 million coins worldwide. It is not printed casually like paper currency, and many people consider it as "digital gold". The more people recognize it, the more valuable it becomes. Secondly, fixed investment just solves the weakness of ordinary people - you don't have to understand candlesticks, don't have to look at policies, and don't even have to worry about whether it's a bull market or a bear market right now. Buy with a fixed amount of money every month. When prices rise, buy a few fewer grams/pieces, and when prices fall, buy a few more grams/pieces. On average, the cost will be lower; And the threshold is extremely low, you can invest in gold for 10 yuan, and you can also start with BTC at the level of a hundred yuan, without having to raise hundreds of thousands of principal like buying and selling. But this opportunity is not without cost, it's just that the cost is not "imprisonment" or "crossing the red line", but "perseverance" and "resilience". Gold is okay, at most it can drop by 20%, but it can withstand it with a bit of grit; BTC has been tough, dropping from 60000 to 15000 in 2022, a 75% drop. Many people are scared when they invest halfway and cut their losses, ultimately resulting in losses. There is also platform risk. If you are greedy for cheap and look for unlicensed wild platforms, your money may be directly scammed away - this is like the "wrong policy line" in the second type of opportunity, but the "line" here is the "compliance channel". Why are there still many ordinary people willing to try? Because it is one of the few opportunities where you don't have to get involved with others. Brothers, think about it, opportunities in the legal field are not worth taking, regulatory fields need to find gray areas and have information resources, restrictive fields need to obtain licenses and compete for backgrounds, fair competition fields need to open companies and sell products, compete with peers to grab customers, and become exhausted; But when it comes to investing in gold/BTC, you don't have to compete with anyone or seek connections, just compete with yourself - can you resist chasing the rise and killing the fall, can you persist in not selling casually for three to five years. Ordinary people should focus on two key points when doing this: One is "Don't be greedy", invest up to 20% of the family's investable money, and don't throw all the money into retirement; The second is "don't fuss", choose a compliant channel (for gold, look for big banks, for BTC, look for top exchanges or overseas licensed platforms such as ETFs), set the amount and time, automatically deduct the money at the appointed time, and don't open your account every day to see the rise and fall. To be honest, this fifth type of opportunity cannot make quick money overnight, but it leaves an opportunity for ordinary people to make steady progress. The first four types of opportunities are either "exchanging lives for money", "exchanging resources for money", or "exchanging vouchers for money"; There is only one type, which is "exchanging time for money" - no gambling, no grabbing, no rolling, as long as you can hold your temper and save slowly, you can add a layer of "risk resistance cushion" to your wealth, which is also a "wealth opportunity" that ordinary people can touch. Encouragement together!