MY RESPONSE TO ALL THE EXPERTS REGARDING LINQTO As I said during the spaces, anyone who claims they know exactly what will happen in bankruptcy is either ignorant, lying, or intentionally spreading fear, causing innocent people to stress more than necessary. Some people have their life savings on the platform and I will do whatever I can to make sure they don’t lose it. In fact, they SHOULD get MORE than the value of their initial investments. And yes, as I said during spaces, I spoke to everyone I could, including former Linqto employees, former management, including the founder, current management, including the current CEO, Board members, fellow Board observers, and multiple influencers that Linqto sponsored, asking them all what they knew or know now. The three former employees and three influencers I spoke to all claim they themselves have significant sums of money invested on the platform and were unaware of the shenanigans and violations of securities laws. The good news is EVERYTHING will be public and everyone will get to know who invested what and who knew what. Internal emails, emails to third-parties, including related to advertising and marketing can be part of the process. Some folks, including current management, the @WSJ, and former Linqto employees claim the founder of Linqto is the bad guy and that the violations are bad, including possibly committing fraud. Some folks claim the regulatory violations were minor infractions being blown way out of proportion by the new CEO who’s the real bad guy and is executing a hostile takeover of the company. Instead of everyone speculating and pointing the finger at everyone, we’ll ALL find out the real truth very soon. As for the bankruptcy (and, yes, because of my 25 years of fighting asbestos companies, with over 100 of them filing for bankruptcy protection, I’m familiar with the process), the GREAT news is that there are NO CREDITORS in line before Linqto customers. Linqto customers (e.g. the 11,500 Ripple SPV unit holders) have priority over Linqto equity shareholders. Linqto shareholders don’t want to hear that but that’s the way it will be in Court. In fact, Linqto SPV unit holders will have priority over Linqto equity shareholders. The other GREAT news is that ALL the shares of companies people invested in (Circle, Ripple, Uphold, Kraken. SpaceX, etc) are present and accounted for. The only caveat to that is that 3% of the shares of Ripple that should be there were sold without people’s knowledge - but the funds related to that sale are there. @bgarlinghouse, himself, today, confirmed that Linqto holds 4.7M shares of Ripple and commented that those shares are considerably more valuable today than they were when purchased by Linqto on the behalf of SPV holders. Other GREAT news is that @circle shares have increased in value over 6X what people paid for on the platform. To place that in perspective, I invested 30K for SPV units in Circle shares. At today’s Circle share price, that 30K investment is now valued at 150K. In sum, the value of all the Circle shares are 6X more valuable than the original investments (although price it fluctuates daily). Furthermore, Ripple bought back shares in June 2025 at 175 per share. If investors received the same value per share as the last buy back (granted, that’s a BIG IF), the total value of Ripple shares would be over 800M. Get the point? And that doesn’t count @circle, @krakenfx @SpaceX @AnthropicAI and multiple other companies shares on the platform. In sum, with no creditors and the above referenced value, there’s NO valid reason people won’t get MORE than their initial investment. A lot can happen: a restructuring, a buyout, etc. If consensus is reached quickly, a plan could be approved in bankruptcy court in as short as 9 months. If consensus isn’t reached and we spend 2 years in nonstop adversarial litigation, then the lawyers make 50-150M in fees - and it’s not nearly as good result.