
撸币养家 | lubiyangjia.eth|Jun 26, 2025 09:11
Are you familiar with Binance @ Binance Wealth Management? Maybe! 🤔 You may not be familiar with it! Let me introduce you to four different financial plans! end of document 🔚 There are Easter eggs 🎁
Since last year, I have put a portion of USDT into Binance Wealth Management as a way to increase my daily cash flow. Now calculated, not only has it steadily earned some returns, but it is also more flexible and transparent than traditional wealth management products.
What are the product features, benefits, and target audience? Ultimately, the most important aspect of financial management is whether it suits you or not; Choose one that matches your own funds and take a look at several ways of Binance wealth management together 👇
1. Current Financial Management
a、 Product features: on-demand deposit and withdrawal, daily interest settlement, annual income fluctuation, generally around 2%~5%;
b、 Suitable for investors who pursue flexibility, daily fund management, and "transitional funds" waiting for entry opportunities;
c、 My experience: One time, I planned to buy BTC at a low price, but the price never reached it. During this time, I put USDT into my current account and could still spend a few cents a day for free, which was like taking money out of it. Later, I directly used it on the financial management interface, which was not troublesome at all.
2. Regular financial management
a、 Product features: Locked for 7-9 days, with higher returns than current accounts, and an annualized yield of up to 6% or even higher;
b、 Suitable for: idle funds that do not need to be used in the short term; Stable investors;
c、 My experience: Last year, I locked USDT for 30 days, with an annualized rate of 6%, and the profits were directly deposited into my account upon maturity. This product is very suitable for me, a "lazy" financial management party - no need to monitor the market, no need to operate, just wait for the returns to be received.
3. Dual currency investment
a、 Product features: Combining two currencies (such as BTC and USDT), settling returns based on market prices after maturity, with a high annualization rate (even>10%)
b、 Suitable for: people with the ability to judge coin prices and advanced users with speculative intentions
c、 My experience: I once used dual currency investment to bet that BTC would not rise above a certain price, but it really didn't break. At maturity, I received an annualized return of about 10%, which was very good. But there was also a time when BTC broke through the price I set and settled into BTC. Although it didn't lose money, it still had to be traded back later, which was a bit troublesome.
4. Current tiered income
a、 Product features: Large funds have tiered returns, the more positions held, the higher the returns, and support mainstream stablecoins such as USDT/USDC/FDUSD
b、 Suitable for: Large stablecoin holders, institutional accounts, and on chain arbitrage users
c、 My experience: Binance recently launched a USDT/USDC tiered income boost activity. I tried to transfer some of the funds in batches and found that the returns within 50K were still considerable, far better than leaving my wallet to waste. Especially suitable for people who have a large amount of idle funds in the short term.
Personal opinion:
one ️⃣ Small flexible funds → Current wealth management
two ️⃣ Short term idle funds within the plan → Regular wealth management
three ️⃣ Having market judgment+willing to take certain risks → Dual currency investment
four ️⃣ Large holders of coins → Current tiered income can be given priority consideration
Draw 5 people in the comment section (randomly), 40u per person, within 24 hours 🎁;
The above views represent personal opinions only and do not constitute any investment advice.
Portal: https://www. (binance.com)/zh-CN/events/yield-arena
Binance Wealth Management
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