Asset Allocation I think how to allocate assets should depend on whether you are based on Bitcoin or fiat currency. Because these two are in opposition, Bitcoin is meant to counter fiat currency. In a currency based system, all funds are tied up in Bitcoin and sold when needed. The advantage is that assets can follow your decisions to the maximum extent possible, and there will be no regrets about profits or losses. The disadvantage is that the volatility is a bit high. If it's a U-standard, it's better to allocate fixed assets, hard currency, and fiat currency proportionally, because in the circle, it's all about making money and going where you make money. The advantage is that it looks more stable, but the disadvantage is that it may not be able to run BTC.