From Odi Bome Pandora to Trump I am at every super opportunity Perhaps it's just a blessing from heaven Adding a little bit of one's own knowledge compared to insufficient cognition The biggest problem for retail investors is' ineffective thinking ', where they lack the ability to distinguish between right and wrong - but mistakenly believe they can. Top level judgment is to find people who are stronger than oneself to learn - I have always used this method. Of course, kindness is a prerequisite.