Xiaoniu Cloud Chain is committed to developing the third blockchain ecosystem beyond Bitcoin and Ethereum, and is committed to expanding the application and technology boundaries of blockchain technology, so that ordinary Internet users can feel the value of blockchain technology. In the Xiaoniu Cloud system, point-to-point value transfer can be achieved through value transfer protocols, and based on this protocol, a decentralized application that supports multiple industries (finance, Internet of Things, supply chain, social welfare, etc.) can be built. The Xiaoniu Cloud chain is implemented through good design principles and strategies, such as compatibility principles, modular design strategies, security strategies, and usability strategies....