VELO is a blockchain based financial protocol that provides enterprises with an open credit network by achieving credit stability and stable currency issuance on decentralized ledgers. Unlike existing solutions, the stable credit supported by the VELO protocol can ensure the stability of digital credit through the Digital Reserve System (DRS) based on cryptocurrency pledge. Therefore, there are many usage scenarios for the VELO protocol, such as cross-border remittances, loans, payments, and member point programs, with a comprehensive market size exceeding trillions of dollars....