SOFI (SoFi Technologies, Inc.) is a U.S. chartered digital bank and financial technology company founded in 2011. It initially focused on student loan refinancing and has since evolved into a comprehensive financial platform offering lending, digital banking, investment services, and financial infrastructure solutions. Through its proprietary technology platform (Galileo), the company provides core payment and account infrastructure to financial institutions, while also expanding into digital assets such as cryptocurrency trading and its stablecoin (SoFiUSD), positioning itself as a key representative of the convergence between traditional finance and digital assets....