STEMC Stem Cell Medical Ecological Platform is a smart medical platform based on blockchain technology and based on biological cytology. Provide services to users, medical institutions, research institutions, and third parties around the industry through five functional modules: Oread, Otrade, Oeducation, Oresearch, and Oassurance. Among them, the Oinsurance module is a weakness faced by STEMC in order to further improve stem cell therapy. Based on the design of "one person falls ill, everyone shares equally", it has created a community of mutual help and mutual assistance, creating a cost-effective, inclusive, inheritable, and geographically unrestricted "Global Connect" mutual medical insurance....