MCCX utilizes Ghost Wallet's security solution based on Spectrum Matrix technology to seek the value of strategic asset development in the Cryptobank System and Fintech business areas. This technology achieves true value between members and merchants through Starlight advertising viewing.Spectrum Matrix Technology is a technology that generates one-time encryption code by combining random numbers and infinite color patterns on the user's smartphone during payment. The key is to use the user's smartphone as a distributed server, rather than using a central server for one-time code. It is the innovative technology it generates. The method of generating the final settlement code on the user terminal and the one-time separation of the amount settled from the user account results in the generation of a one-time settlement code. The method does not provide all financial information of the user during settlement, and is only used for the necessary settlement amount information for transactions. Therefore, it can structurally block the theft of credit card information and hacker intrusion behavior....