Karat Coin Bank in Miami and its owner Harald Seiz launched KaratGold Coin in 2018, which is a new Cryptocurrency based on ERC20 blockchain technology. Supported by gold actually stored securely, its price will never fall. KBC is more than just Cryptocurrency. KBC represents a complete paradigm shift. The idea of creating and establishing KaratGold Coin is based on the currently unstable global payment system. The survey results indicate that the current payment system is controlled by traditional banks, which is inefficient, decentralized, expensive, and time-consuming. In order to change this situation, KBC and the KaratGold ecosystem have developed a globally feasible solution: linking to gold. Each KBC represents a certain weight of gold, and a certain amount of KBC can be exchanged for physical gold in cash....