DeFiS is a scalable and privacy oriented offline smart contract and financial protocol built on top of encrypted primitives to centralize financial systems. Owners of different types of cryptocurrencies and cryptoassets can benefit from the DeFiS system by borrowing, exchanging, and creating custom cryptocurrencies in a decentralized manner. DeFiS technology improves existing DeFi models and eliminates the limitations and scalability of existing dApps. DeFiS has its own cryptocurrency XGM, which is the fuel that powers the DeFiS blockchain....