The Credmark data platform enables developers to use provable and highly complete data to construct risk adjusted financial models, and then develop and test their models on the platform for public use. The so-called decentralization connects three types of users to create a self-sustaining ecosystem. The composition of the system consists of (1) contributors to the model to build predictive and statistical models; （2） Token holders are responsible for the platform's rules; （3） The transaction costs incurred by ordinary retail investors through buying and selling....