My viewpoint is different from Brother Bird's. I just bought a large life insurance policy, with my son as the beneficiary, and the condition for the payout is my death.

The main reason is that this is a tenfold leveraged insurance. The idea is very simple: take out a portion of funds and calculate the return based on ten times that amount. When I pass away, my son will receive what is currently 100% of my assets; it is equivalent to double my net worth.

Of course, while I am still alive, I can continue to earn money. I can consider that portion of funds as lost. If I live long enough, my son won't have to worry about the rest of his life. In the event of an accident, it ensures that my son and family can maintain at least their current standard of living.

So, I went for a physical examination recently, and surprisingly, my health is better than I expected, better than most of my peers. Therefore, since I still have some money, I can buy some adequate large insurance policies.

Especially since life insurance does not require paying taxes, and this type of large insurance has many other benefits, such as being able to make installment payments and being able to use it as collateral for loans, without worrying about the risks of running away or going bankrupt.

I still believe in preparing for the future. As long as I’ve saved enough money during my lifetime, that's all that matters, and I will try my best to pass on my wealth. We hope that the next generation suffers less than we did. Also, all my Bitcoin is for my son; I hope he can pass it on to his next generation as well.

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