From my perspective, long-termism is not a matter of thresholds; it's a mindset. For example, reading for an hour every night or sticking to running every week—can't ordinary people do that? The accumulation of books and health is actually a form of long-termism. Long-term reading and health accumulation await a qualitative change; perhaps there will be significant changes in salaries and thinking at work. Why do both of you like to discuss matters from the perspective of money and investment? Your thinking is not on the same level. Isn't it like playing the piano to a cow...?

For ordinary people, sticking to long-term investment is not about thresholds but a matter of cognition. If you allocate 1000 yuan for regular investment each month, it’s also fine to invest just 200 yuan if money is tight. The key is that people can’t endure loneliness and just want to get rich overnight by speculating.

It is precisely because most people in today’s restless society lack a long-termism mindset that it needs to be popularized. Ordinary people lack this concept; gradually becoming wealthy should not only refer to money but also include health and depth of thinking.

Uncommon individuals either earn hundreds of thousands or millions annually or are on the list of defaulters facing restrictions. It's ordinary monthly spenders who need this mindset to guide their future and change the situation of living paycheck to paycheck.

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