Regarding the buying and selling of USDT, many people are most concerned about trust and fund security, especially the issue of bank cards being frozen after cashing out.

Combined with some frozen card cases, a few common misconceptions need special attention:

Misconception One: OTC from exchanges is definitely safe

Many people believe that as long as the buyer is matched on the exchange's platform, there will be no issues. But in reality, even a buyer matched by the platform cannot ensure 100% that their source of funds is safe.

Platform OTC is usually more secure than pure over-the-counter trades, but it does not mean there is no risk of card freezing.

Misconception Two: Cash remittances will not result in frozen cards

Some buyers will say, I use cash to wire money to the bank, so the funds must be fine.

But if this cash comes from fraudulent funds, and is just cashed out before being wired to you, the bank and judicial authorities may still trace the source of the funds, which could lead to your bank card being frozen.

Misconception Three: Having a guarantor is absolutely safe

In over-the-counter transactions, a guarantor can help confirm that money and USDT are exchanged hand-in-hand, reducing the risk of transaction fraud.

However, the guarantor cannot prove that the buyer's source of funds is legal. In other words, the guarantor can only resolve the settlement issue, not completely solve the fund security issue.

Therefore, when cashing out USDT, the real concern should not only be whether the other party will pay, but where the money comes from.

Suggestions for everyone:

1. Try to verify the true identity of the intermediaries and payers

2. Clarify the relationship between the payer and the buyer to avoid third-party payments

3. Try to avoid large over-the-counter transactions with unfamiliar online acquaintances

4. Prefer to trade with people you know in real life and can trace

5. Keep complete chat records, transfer records, and transaction screenshots, and avoid leaving groups or deleting records arbitrarily

A frozen bank card does not necessarily mean that there has been illegal activity, nor does it mean that simply trading USDT will lead to a frozen card. However, the risks do exist, especially in cases where the source of funds is unclear, third-party payments are made, and transactions are conducted with strangers offline.

Conduct more verification before cashing out, keep evidence during transactions, and only if problems arise will you have the opportunity to explain the situation and protect your legal rights.

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