Projects that can compete across public chains while also gaining strategic investments from Sui and Solana are extremely rare.

@SplyceFi has achieved that.

How does it work?

In simple terms, Splyce is a bridge connecting institutions and retail investors.

Institution side: Institutions deposit their RWA (such as BENJI, WTGXX) with over-collateralization and borrow USDC at a fixed interest rate.

Retail side: Users deposit USDC into the vault to lend to institutions, with returns coming from the interest paid by institutions.

Dual product matrix

SAVs (single-asset vaults): Risk is linked to specific collateral, with interest paid upon maturity.

splyceUSDC (yield-bearing stablecoin): Suitable for investors seeking a hassle-free experience, with funds directed to different vaults. Returns are automatically compounded.

You can think of Splyce as a lending platform for institutions or as a yield-stablecoin issuance protocol.

The model of Splyce is theoretically self-consistent, but the questions are:

First: Although the RWA market is vast, how can it be transformed into high-frequency lending demand?

Second: Customer acquisition capability, can Splyce continue to attract institutions?

Finally, Splyce has currently launched a rewards incentive program.

🔗 Participation link: https://solana.splyce.finance/rewards?ref=d81b81de

With few people involved, there is no competition, so it's possible to give it a try when you have time.

免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。