Ripple has announced the launch of Digital Asset Accounts and Unified Treasury, enabling corporate treasurers to manage digital assets like RLUSD and XRP directly alongside traditional cash holdings without switching between separate custody platforms or exchanges.

The platform integrates digital assets into existing treasury workflows, treating them identically to fiat currencies within the interface. "Digital assets have arrived at the CFO’s desk, and the question has shifted from whether to engage to how to do so advantageously without disrupting existing operations," said Renaat Ver Eecke, SVP of Ripple Treasury, in a press release shared with Decrypt.

The system eliminates the complexity of managing separate wallets, exchanges, or custody solutions that have traditionally deterred corporate adoption, Ripple said. Mark Johnson, VP of Global Product at Ripple Treasury, emphasized the seamless design, noting that, "Treasury teams shouldn't have to think about whether a balance is onchain or in a bank account – they should simply see their position."

The urgency for unified treasury solutions reflects growing corporate adoption of digital assets, with reported transaction volumes of up to $35 trillion annually—though McKinsey analysts noted in a January report that stablecoin transaction volumes consist “mainly of trading, internal shuffling of funds, and automated blockchain activity.” The true volume of stablecoin end-user payments amounted to around $390 billion in 2025, they estimate—more than double 2024 levels.



A Standard Chartered report this week, meanwhile, predicts that the stablecoin market cap will top $2 trillion by the end of 2028, with stablecoin velocity doubling over the past two years to the point where coins are changing hands an average of six times a month.

Ripple Treasury represents a strategic expansion following the company's 2025 acquisition of GTreasury, a four-decade-old enterprise treasury management provider. The platform processed $13 trillion in payments volume for clients ranging from SMEs to Fortune 500 companies in 2025, it said, positioning it to embed crypto functionality into proven enterprise infrastructure rather than building from scratch.

Ripple has aggressively expanded its global payments infrastructure in recent months, seeking regulatory licenses in Brazil and pursuing authorization in Australia to scale operations across key markets. The broader institutional digital asset landscape has evolved rapidly, with regulators addressing stablecoin stability concerns while industry players including Coinbase, Stripe, Paxos, and Circle have all lined up for bank charters, alongside newcomers like Trump-allied Erebor.

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