It is necessary to explain, looking at the investment attributes, survival is greater than making money. Being unemployed in middle age means having elderly parents and young children to take care of. Whether there is a housing loan or car loan is uncertain, but money is definitely needed for daily use; it can even be said that this is the family's savings for the future.

Investing in Bitcoin is absolutely not something I consider in this scenario. It’s simple: $BTC is an absolute risk asset. Even if my faith in BTC is very high, even if I believe that BTC can rise to $200,000 without any problem. But this is not a way I would recommend for a middle-aged man's life.

First, he must ensure that his household consumption does not downgrade, and he must also guarantee his parents' medical needs and his children's education. In total, that amounts to $300,000, or at most, about 4.6 Bitcoins, and he must wait for at least a large cycle to see any results.

But U.S. Treasury bonds, dividend-paying stock ETFs, and even gold can allow him to ensure that he can continue to maintain a certain quality of life even if he becomes unemployed, and then ensure that his assets can be used effectively and passed down.

I am still buying BTC myself, but this is not my recommendation for $300,000 in assets.

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