Recently, the #SEI ecosystem has attracted a lot of attention, primarily due to its lending project $CLO (@YeiFinance), which has surged by as much as 4.5 times in just a few weeks, becoming the focal point.
If you missed out on $CLO, you must take a look at @TakaraLend, as it has not yet issued tokens and has huge airdrop potential. It is currently the largest native lending protocol in the #SEI ecosystem. 🧐
However, its goals extend far beyond just being a lending protocol. Many people think Takara is just a SEI replica of #Aave or Compound, used for saving, borrowing, and earning interest. But that is not the case; its white paper clearly states that the goal is not just to create a liquidity pool, but to build a "programmable credit layer."
A simple real-world example is that Visa is not a bank, but it can decide whether you can swipe your card and how much you can swipe. What Takara aims to do is create a "credit scoring system" in the crypto world. How much you have borrowed, how timely you repay, and how frequently you interact will all be recorded and may directly determine whether you can enjoy deposit-free payments, pay later, or even obtain credit limits in certain payment scenarios.
As a simple and user-friendly lending platform, Takara currently offers a 9% annual yield on stablecoins and rewards in $SEI. According to TVL data, Takara Lend currently ranks first on the #SEI platform with a total value locked of up to $88 million, maintaining an average daily active user count of over 6,000, ranking second among global lending protocols, only behind Aave (as shown in images 1 and 2).
The strategy for grabbing airdrops is simple:
- Go to the Takara Lend application.
- Deposit or borrow to start earning points.
Overall, Takara is still in its early stages, has not yet issued tokens, and its points system is already live. It is currently niche and not crowded, so it is worth participating in appropriately. DYOR 🧐
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